Company Information

LIV Financial Group (“Company,” “we,” “our,” or “us”) provides educational content, tools, training resources, and client service information related to financial and insurance services.Eligibility and User Responsibility

You must be at least 18 years of age to use this App. By using the App, you represent that you are legally able to enter into this agreement and that all information you provide is accurate and truthful.

Account Registration and Security

To access certain features, you may be required to create an account. You agree to:

Maintain accurate and current account information

Keep your login credentials confidential

Accept responsibility for all activity under your account

We are not responsible for any loss or damage arising from unauthorized use of your account.

Memberships, Payments, and Subscriptions

Some features, training materials, or services may require payment or subscription.

Payments may be processed through third-party providers including but not limited to Stripe, Apple In-App Purchases, or Google Play Billing.

Subscriptions automatically renew unless canceled at least 24 hours before the end of the billing period.
All fees are non-refundable except as required by applicable law.

Intellectual Property Rights

All content, software, logos, trademarks, videos, designs, text, and materials available in the App are the exclusive property of LIV Financial Group or its licensors.

You may not:

• Copy, reproduce, distribute, or modify content

• Use our trademarks without written permission

• Reverse engineer or extract source code

Educational and Financial Disclaimer

The App provides general educational and informational content only.
It does not constitute financial, insurance, tax, legal, or investment advice.

Insurance coverage, benefits, and financial products are subject to underwriting approval and carrier terms.
No coverage or financial outcome is guaranteed until officially issued by the provider.

Prohibited Conduct

You agree not to:

• Use the App for unlawful or fraudulent purposes

• Upload viruses, malware, or harmful content

• Attempt to gain unauthorized access to systems or data

• Misuse or resell App content

• Violate any applicable laws or regulations

Suspension and Termination

We reserve the right to suspend or terminate your access to the App at any time, with or without notice, if you violate these Terms or for operational reasons.

Third-Party Services

The App may integrate with third-party services (e.g., payment processors, analytics tools). We are not responsible for third-party content, policies, or services.

Disclaimer of Warranties

The App is provided “AS IS” and “AS AVAILABLE.”
We make no warranties regarding accuracy, availability, reliability, or fitness for a particular purpose.

Limitation of Liability

To the maximum extent permitted by law, LIV Financial Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App.

Indemnification

You agree to indemnify and hold harmless LIV Financial Group from any claims, damages, or expenses arising from your use of the App or violation of these Terms.

Privacy Policy

Your use of the App is also governed by our Privacy Policy, which explains how we collect and use personal data.14. Changes to These Terms

We may update these Terms at any time. Continued use of the App after changes means you accept the updated Terms.

Governing Law

These Terms are governed by the laws of the jurisdiction where LIV Financial Group is registered, without regard to conflict-of-law rules.